The maximum number of UPI transactions that a person can make in a day varies from bank to bank, and is set by the bank. If you reach this limit, you’ll receive an error message and must use an alternative payment method. If you have multiple bank accounts, however, the limit is higher and you can perform more than 10 transactions per day.
Most banks have different UPI transaction limits, ranging from Rs. 1 lakh per day for SBI customers to Rs. 50,000 for Bank of Baroda users. However, some banks have no maximum number of UPI transactions per day at all. You should check with your bank to see if your bank has a daily or weekly limit.
NPCI has also set a limit for users to carry out UPI transactions. As of now, it’s INR 1 lakh per day, although this was raised to INR 2 lakh in March last year. However, if you have multiple bank accounts and you use UPI, you can link as many as 20 of them to one UPI ID.
The upper limit for UPI transactions varies from bank to bank, but is generally Rs. 1 lakh per day. There are also limits for BHIM UPI. BHIM UPI users can send and receive up to Rs. 40,000 within 24 hours. This cap is revised from time to time.
